Financial Literacy

In an effort to influence student behavior about personal finance, Towson University created the Money Attitude Program. Did you know, for example, that more students drop out of college because of financial than academic reasons? This website provides important facts like this, along with reputable resources, to help you develop the right attitude and behavior for achieving financial success. The program works with parents and students to:

• Spotlight important financial facts relevant to students.
• List proven personal finance behaviors and link to resources to develop effective skills.
• Connect the college (spending) experience to managing finances.
• Provide appropriate assistance from on-campus resources or off-campus partners.
• Offer ongoing tools, resources, workshops and events reinforcing financial responsibility.

Through awareness, education, and assistance, the Money Attitude Program aims to counsel students who are considering dropping out due to financial problems, help reduce the use and amount of credit card debt, increase student savings during college and provide graduates with financial resources encouraging capability.

The Money Attitude Program is designed to assist the TU community as a whole, from current students to alumni, who are at various stages in their understanding of personal finances. For those who are new to personal finances or who need a refresher, the Money Attitude Program includes a Personal Finance Basics review. 

• Personal Finance Basics

Once you are more comfortable in your understanding of personal finance, take the opportunity to read about what demonstrated behaviors you should have before, during and after college by following the links below.

• Pre-College and Current Students
• Alumni

If you are interested in taking a personal finance course, consider one of the free online resources listed below.

• Building Futures Financial Literacy (EdFund)
• EconEdLink (Council for Economic Education)
• Financial Literacy Online (National Student Loan Program)
• Fundamentals of Personal Finance Planning (UC Irvine)
• Hands on Banking (Wells Fargo Bank)
• MoneySkill (AFSA Education Foundation)
• Money Smart for Young Adults (Federal Deposit Insurance Corporation)
• Practical Money Skills for Life (VISA)

The information, resources and tools on this Web site were developed by financial literacy experts on behalf of other non-profit government agencies, consumer education groups/organizations, and universities.

Financial Services
Administration Building, Fourth Floor (map) (How to use the map link)
Hours: Monday - Friday, 9:30 a.m. - 3:30 p.m.

Phone: 410-704-5269
Fax: 410-704-4910
E-mail: mfortier@towson.edu

	There are new credit card laws going into effect February 2010. Noone under the age of 21 can get a credit card unless: • A parent, guardian or spouse is willing to co-sign the application or • You can prove you have sufficient income to cover your repayment obligations. What do you think about this? Share your thoughts on the Money Attitude blog.